2026 DFAS Basic Pay · Effective 1 Jan 2026
O-4 Pay with 22 Years of Service
Monthly basic pay for a O-4 (Commissioned Officer) at the 22-year longevity bracket, from the official 2026 DFAS pay table (3.8% raise over 2025).
Monthly Basic Pay$10,510.00
Annual Basic Pay$126,120.00
Basic pay is only part of a O-4's total compensation. Housing allowance (BAH) is tax-free and varies by duty station and dependents; subsistence allowance (BAS) adds a flat monthly amount. Use the full calculator to model your complete package.