2026 DFAS Basic Pay · Effective 1 Jan 2026
O-3 Pay with 10 Years of Service
Monthly basic pay for a O-3 (Commissioned Officer) at the 10-year longevity bracket, from the official 2026 DFAS pay table (3.8% raise over 2025).
Monthly Basic Pay$8,376.00
Annual Basic Pay$100,512.00
Basic pay is only part of a O-3's total compensation. Housing allowance (BAH) is tax-free and varies by duty station and dependents; subsistence allowance (BAS) adds a flat monthly amount. Use the full calculator to model your complete package.